Last month, the California Association of Realtors® (C.A.R.) released its annual housing market forecast for California. The forecast offers some insights into how the housing market might perform in 2024 based on current trends and projections.
The report outlines an encouraging forecast for the 2024 housing market, driven primarily by anticipated economic factors that point to decreasing mortgage interest rates. This development is expected to invigorate the California home sales sector next year, as both home prices and sales are expected to rise in 2024, reversing the downward trend that occurred in 2023.
The main points may be summarized as follows:
C.A.R. defines "housing affordability" as the percentage of households that can afford to purchase a median-priced home. It currently stands at 17% in California.
A key element in this forecast revolves around mortgage interest rates. After substantial increases, there's an expectation for a reduction in these rates in 2024, attributed to slower economic growth and subsiding inflation.
C.A.R. President Jennifer Branchini articulates optimism for the coming phase, identifying prospective declines in mortgage interest rates as a pivotal factor:
“2024 will be a better year for the California housing market for both buyers and sellers as mortgage interest rates are expected to decline next year. A more favorable market environment with lower borrowing costs, coupled with an increase in available homes for sale, will motivate buyers and sellers to reenter the market next year.”
At the time of the forecast’s release, the average rate for a 30-year fixed mortgage was approximately 7% — a figure based on nationwide surveys by Freddie Mac.
Some encouraging news for potential homebuyers is the anticipated increase in housing inventory. As market conditions and the lending environment continue to improve, C.A.R. projects a 10% to 20% rise in active real estate listings in 2024.
Despite this anticipated growth, California's real estate market is projected to sustain a supply shortage into 2024, with the available inventory unlikely to meet buyer demand. Consequently, seller’s market conditions will likely persist.
However, it is positive to note that analysts from C.A.R. foresee a moderate rise in listings, a development that would expand options for potential homebuyers.
The forecast also incorporates broader economic indicators. The U.S. GDP is projected to grow modestly by 0.7% in 2024, down from a 1.7% increase in 2023. Concurrently, California expects a slowdown in nonfarm job growth and a slight uptick in unemployment rates.
Inflation, a primary concern, is set for a gradual reduction, with the Consumer Price Index (CPI) projected at 2.6% for 2024, down from 3.9% in 2023.
Mortgage interest rates are also central to this outlook. After reaching 6.7% in 2023, average rates for a 30-year fixed mortgage are anticipated to stabilize at around 6.0% in 2024 — relatively high compared to pre-pandemic figures, but a moderation from historical peaks.
C.A.R.’s Senior Vice President and Chief Economist, Jordan Levine, summarized this as follows:
With the economy expected to soften in 2024, the Federal Reserve Bank will begin loosening its monetary policy next year. Mortgage rates will trend down throughout 2024, and the average 30-year fixed rate mortgage could reach the mid-5% range by the end of next year. Buyers will have more financial flexibility to purchase homes at higher prices, which could generate increased housing demand and result in more upward pressure on home prices.
Overall, C.A.R.’s 2024 forecast is optimistic, highlighting potential relief for buyers through lower mortgage rates and increased inventory, albeit within a still competitive market. For sellers, the outlook suggests the possibility of sustained gains.
The 2024 forecast indicates a pivotal year for the California housing market, marked by increased opportunities driven by economic shifts and moderated mortgage rates.
As the eerie mist settles over the San Francisco Bay Area this October, magic is brewing in the air! It's that time of the year when little ghouls, witches, and wizards roam the streets in the quest for sweet treats, and our furry friends get in on the spooky action too! 🐾 Cities up and down the peninsula are conjuring up trick-or-treat events that promise not just a SPOOK-TACULAR time, but also an enchantingly safe environment for everyone—paws included!
Are you ready to embark on a Halloween adventure where fun lurks around every corner? 🌟 From haunted high-rises to the mystical trails of our local parks, we've unearthed the ultimate list of destinations. These are places where candy-filled cauldrons await your little ones, and pet-friendly potions are ready for your curious critters. Get set for a night of memorable mischief, heartwarming howls, and delightful door-to-door trick-or-treating... plus so much more!
Join us on this bewitched journey through the best spots for celebrating Halloween in style and safety. Let's unveil the mystery together! 🕯️👻
For more Halloween fun, check my blogs Spookiest Haunted Attractions in Silicon Valley and Best Pumpkin Patches in Silicon Valley!
SAN CARLOS
You're in for a frightful treat at the Hiller Aviation Museum! Come in costume and see the Hangar decked out in spooky Halloween decorations. The kids will love the “Great Pumpkin” Scavenger Hunt. Don't miss the special Halloween Kid's Carnival and Helicopter Pumpkin Drop on weekends from 10 AM to 12 PM! Museum admission includes all exhibits and the aircraft gallery, the outside Boeing 747 nose section and cockpit, the Invention Lab maker space on weekends, and free Demos on weekends at recurring times throughout the day. For more information and to purchase tickets, visit the museum website.
Location: Hiller Aviation Museum, 601 Skyway Road, San Carlos, CA 94070
Phone: (650) 654-0200
Dates: Saturday, October 21st – Tuesday, October 31st @10 AM – 5 PM
Admission: Adults $21, Seniors & Youth $14, Children under 4 admitted free. Avoid the lines by purchasing your tickets online. Museum Members are free and do not need admission tickets.
REDWOOD CITY
Step right up for some Cool Carnival Games, Muah-ah-ah Monster Maze, Creepy Crafts, Spooky Photo Back Drops, Mini Pumpkin Patch, Prizes & FUN!
Pre-registration is encouraged to secure your spot, however you are welcome to drop-ins on the day of the event. Parents/guardians free with child admission (limit 2 guests per child). No refunds after purchase. If you are unable to attend, you are welcome to give your receipt to someone else to enjoy the event!
This event is suitable for kids up to age 10.
Location: Red Morton Community Center,1120 Roosevelt Ave, Redwood City, CA 94061
Phone: (650) 780-7311
Date: Saturday, October 21st @ 12pm – 3pm
Admission: $10 per child (includes up to two grown-ups); purchase tickets here.
PALO ALTO
Calling all crafty spirits and whimsical witches!
This Halloween season, under the mysterious moonlit sky, the City of Palo Alto summons you to partake in the spellbinding spectacle of the fourth annual Jack-O-Jaunt! On Friday, October 27th, from 6:30 pm to 8:30 pm, let your masterfully carved jack-o'-lanterns cast their ghostly glow across Lytton Plaza.
No room in your haunted house for carving? Fear not! 🎃 Enroll in their Carve On-Site workshop (3 pm - 5:30 pm at Lytton Plaza), and unleash your creativity right here with us! But be warned, spaces are as elusive as a witch's whisper, so pre-registration is a must.
Prepare for a parade of pumpkins, as the community’s eyes will be the judge, voting for the scariest, cutest, and most ingenious creations. Winners of each category will receive a $75 gift card to a Palo Alto business of their choosing.
For the secrets and spells of the Jack-O-Jaunt, visit the City of Palo Alto's recreation website. Ready your carving tools and let the magic begin! 🌙🕸️
Location: Lytton Plaza, 200 University Ave, Palo Alto, CA 94301
Phone: (650) 641-8947
Date: Friday, October 27th @ 6:30 pm – 8:30 pm
Admission: Free, Carve On-Site workshop $20
LOS ALTOS
Get ready for a spellbinding experience this Halloween! Venture into the heart of downtown Los Altos for "A BOO-tiful Downtown Halloween" extravaganza. On the day of Halloween, our enchanting town transforms into a haven for young trick-or-treaters on a spirited quest. Keep your eyes peeled for stores bedecked with orange pumpkins, signaling mystic spots for sweet surprises! The bewitching hour begins at noon.
But that's not all! Wander over to Veterans Community Plaza between 12 pm and 4 pm for an afternoon brimming with Halloween Fun & Games. Dive into an array of activities, from captivating games to a magical balloon artist, and from creepy crafts to even more thrilling adventures! 🎈🕷️ Don't forget to bring your treat bag to collect all the spooky goodies.
Location: Downtown Los Altos, Main And State Streets, 88 Main St, Los Altos, CA 94022
Phone: (650) 949-5282
Date: Tuesday, October 31 @ 12 pm – 4 pm
Admission: Free
LOS ALTOS HILLS
Open to trick-or-treaters of all ages, this event presents a thrilling opportunity for children to don their most creative Halloween costumes and embark on a festive trick-or-treating adventure through the Town Hall offices. Participants might even encounter a few of their elected officials along the way! Spooky!
Date: Tuesday, October 31 @ 3 pm - 5 pm
Admission: Free
MOUNTAIN VIEW
On Saturday, October 28, 2023, Mountain View’s Rengstorff Park will transform into a ghoulish good time for all ages with the return of MONSTER BASH. From the witching hours of 10 a.m. to 2 p.m., goblins and ghouls of all ages are summoned to dress in their favorite fantastical garb and converge on a fall festival brimming with supernatural thrills. Prepare to embark on a treat trail, engage in spooky games, and be spellbound by enchanting performances. Marvel at the lofty stilt walkers, bounce through the realm of inflatables, and dare to explore the creepy, crawly, ooey-gooey zone. The celebration continues with a vibrant homage to Dia de Muertos, a mesmerizing bike circus, and so much more!
Visit MountainView.gov/MonsterBash for more information.
Location: 201 S Rengstorff Ave. Mountain View, California 94040
Phone: (408) 777-3120
Date: Saturday, October 28th @ 10 am - 2 pm
Admission: This event is free and open to the public. Limited parking is available at the Mountain View Community Center and Senior Center. Walking or biking to the event is encouraged.
CAMPBELL
Each Halloween, Downtown Campbell falls under a spell, summoning a legion of dancing zombies who "Thriller" their way through the streets. Orchestrated by San Jose's Adira Dance and Costume, these undead performers deliver Michael Jackson's iconic routine 6 to 8 times in one eerie evening.
To witness the spectacle, secure an outdoor spot or simply follow the echoes of "Thriller" on the haunted avenues. Stay tuned for more spine-chilling details!
Encore Alert: The zombies re-emerge for extra performances during the Creepy Crawly Trick or Treat, 4-6 pm, Sunday, October 29th. Don't miss the undead dance-off!
Location: Downtown Campbell, E Campbell Ave and N 1st Street, Campbell, CA 95008
Phone: (408) 866-1991
Date: Saturday, October 28th @ 7pm - 9pm
Admission: Free
Gather all the tiny ghouls, goblins, and caped crusaders, both two-legged and four-legged, for a spine-tingling escapade of Trick or Treating in the haunted district known for its frightfully delightful fun!
Downtown Campbell transforms into a spectral showcase during the annual Creepy Crawly Halloween event, unleashing a two-hour costume supernova upon its historic streets. While candy and other treats are a sweet draw, the true spirit of this event lies in the community-wide costume extravaganza that takes over the town, offering more than just sugary bonuses to its attendees.
Though the shadows of disappointment may loom with the absence of a costume contest this year, a thrilling surprise lurks around the corner. You don't want to miss the "Thrill the World" zombies who will be performing the iconic Thriller Dance throughout the eerie evening.
Location: Downtown Campbell, E Campbell Ave and N 1st Street, Campbell, CA 95008
Phone: (408) 866-1991
Date: Sunday, October 29th @ 4pm - 6pm
Admission: Free
SUNNYVALE
🎃🐾 Embrace the Halloween spirit with your furry friends at the Sunnyvale Pet Parade! March through downtown Sunnyvale in a festive display of costumes, with decked-out pets and pet parents stealing the spotlight. But that's not all! Showcase your pet's unique charm in our costume and talent contests. Whether flaunting a spooky costume or performing an astonishing trick, your pet could be the star of the show! It's a day of family fun, unforgettable memories, and paws-itively delightful surprises! 🐶👻
Location: Downtown Sunnyvale (Murphy Ave), Sunnyvale, CA
Phone: (408) 220-5407
Date: Sunday, October 29 @ 9 am - 1 pm
Admission: Free | Register your pet here.
SANTA CLARA
Get ready for a thrill-filled day at Santa Clara's Central Park as it transforms into the ultimate Halloween extravaganza! Immerse yourself in an enchanting world featuring spellbinding carnival games and a mystical pumpkin walk. Dare to explore the “Trick-or-Treat Row,” where surprises await around every corner!
Leap into fun in the bouncy inflatable jumpers, perfect for little witches and wizards burning off some magic. Unleash your creativity in a realm of arts and crafts, crafting memories (and masterpieces!) to take home. Don't miss this mesmerizing mix of Halloween delights—it's sure to bewitch the whole family! 🕸️👻✨
Location: Central Park, 909 Kiely Blvd. Santa Clara, CA
Phone: (408) 615-3140
Date: Saturday, October 28 @ 12 pm – 3 pm
Admission: Free
SAN JOSE
Get ready for a spooktacular extravaganza at Santana Row's annual Halloween Family Fest, returning this year on Tuesday, October 24th, from 10 AM to noon! Revel in the festive spirit with live music, engage in creative pumpkin decorating, and embark on an exciting trick-or-treating adventure along The Row. The fun doesn't stop there — with stilt-walkers, balloon artists, and an array of surprises, it's a magical day not to be missed! Don your most imaginative costumes and bring along your Trick-or-Treat bags for a day brimming with Halloween fun and memories to cherish. 🎃👻
Kids Eat FREE with purchase of an entree at LB Steak, Left Bank and Rosie McCann's.
Location: Santana Row, 377 Santana Row, San Jose, CA
Phone: (408) 551 4611
Date: Tuesday, October 24 @ 10 am-noon
Admission: Free
Trick or Treating along Lincoln Avenue is a long-standing community tradition, and it's back this year. On Halloween, shops along Lincoln Avenue in Willow Glen will open up their businesses to trick-or-treating toddlers and babies in strollers from 11 AM to 12:30 PM, and school-age kids in costume from 3 PM to 4:30 PM. In the evening, head to the streets off the main street where you will find houses decked in spooky decorations, and find neighbors handing out plenty of candy.
Also enjoy Halloween-themed arts and crafts, live DJs, airbrush face painting, special Halloween characters, and more!
Location: Willow Glen Downtown, Lincoln Ave, San Jose, CA 95125
Phone: (408) 298-2100
Date: Tuesday, October 31 @ 11 am - 12:30 pm (toddlers) 3 pm - 4:30 pm (school-age kids)
Admission: Free
Nothing quite sets the stage for Halloween like an eerie exploration of a haunted house. Are you prepared for spine-tingling encounters? Exclusively for thrill-seekers like you, we've curated a compilation of the eeriest haunted houses, ghostly tours, and an array of other haunting experiences right here in the Bay Area. Are you daring enough to embark on these bone-chilling adventures?
For more Halloween adventures, explore my blogs Best Trick or Treat Spots in Silicon Valley and Best Pumpkin Patches in Silicon Valley!
Important Note: Please keep in mind that attraction details are subject to change without prior notice. It's advisable to visit the venue's official website for the latest updates and ticket purchases. Additionally, remember to review the websites for any age restrictions, as some of these attractions may be a bit too spine-tingling for the little ones.
This Halloween, dare to explore the enigmatic Winchester Mystery House where restless spirits and supernatural forces are said to have guided its construction. Sarah Winchester, the reclusive widow of firearm magnate William Winchester, believed the house was haunted by the malevolent spirits of those claimed by the Winchester rifles. She oversaw continuous and bizarre construction on the house for nearly four decades. Its unsettling architectural oddities include staircases leading to nowhere, doors that open into walls, and a bewildering labyrinth of rooms and hallways. The mansion's peculiar design is believed to be an attempt to confuse and appease the vengeful spirits that she believed were pursuing her. Are you brave enough to uncover the secrets of this enigmatic mansion at the spookiest time of the year?
This year, the Bay Area’s most iconic house, is celebrating Halloween a with a special show Unhinged: Housewarming on select nights through October. General admission tickets grant you access to one spine-tingling route within the indoor haunt. All ticket holders also have the opportunity to experience an electrifying outdoor spectacle, complete with a scare zone, Halloween museum, interactive games, food and drinks, sideshow entertainers, and themed photo opportunities to capture the chilling memories. For an elevated experience, upgrade to RIP (Rest in Panic, not a typo!) tickets for an additional $25. But act swiftly, for capacity is limited, and tickets are vanishing like ghosts in the night.
For an entirely new experience, join the "Walk With Spirits" tour, a journey into the realm of the paranormal. Guests will participate in a solemn wake for a departed soul in the home's parlor and an immersive Victorian-era séance. This daytime tour offers a different perspective on the enigmatic Winchester House, where you can explore its eerie history and intriguing connections to the spiritual world.
The 10th installment of the "Centennial Speaker Series" in on Saturday, October 21st at 2pm, where Elizabeth Kile, author of Haunted San Jose, explores common tropes in ghostly tales. $5 entry.
Gather your family and mark your calendars for October 29th as the day of the Winchester Mystery House's "Little Pumpkins Harvest Fest", where kids embark on an adventure packed with Halloween delights.
Too spooked for the nighttime show? Not to worry, as the Winchester House welcomes visitors during daylight hours for its regular tours. The Sarah Winchester Garden Tour, Axe Throwing at the Stables and Sarah’s Attic Shooting Gallery are also available year round.
They're BAAAACK! After a brief hiatus, Dead Time Dreams Haunted Attractions is back in a new location. Not only do they aim to provide a incredible Haunted House experience, they deliver an unforgettable adventure that goes beyond mere observation. Here, you're not just strolling through painted room scenes; you're stepping into the heart of the horror movie itself, where every detail, every sensation, is meticulously crafted for a fully immersive, sensory assault on your psyche. Brace yourself as you navigate the eerie depths of the attractions and battle to keep your wits about you amidst the unceasing waves of terror.
Midway Of Terror: Immerse yourself in the pre-show, designed to not only set the mood but also send a chill down your spine before you venture into the shadowy corridors of horror. Witness the appearance of never-before-seen Freaks and Creatures, and partake in special nightly shows, each offering a unique and spine-tingling experience. The Midway of Terror promises an intense and dark journey that surpasses most haunted attractions you've encountered to date.
Nightmares: Billed as A FRIGHT WALK through VARIOUS NIGHTMARES, this outdoor journey unveils fear in multiple layers. The open-air walk provides ample space to flee from lurking monsters. However, be forewarned, they'll be tracking your every move, leaving no escape. As you traverse through this ominous alley, it's like stepping right into the heart of a horror movie and the midst of the relentless action.
The Napa Downtown Ghost Walk - Ghosts of the Redlight District & Main St. promises a memorable experience. Meet the spirited denizens who once roamed the wild side of early downtown Napa City – from the intriguing ladies of the evening to enterprising individuals who peddled dreams and amassed fortunes. Discover the unsettling history of life in the Napa Asylum as you journey through Main Street, First Street, and the former Red Light District. Learn about the mysteries of Chinatown and uncover obscure, captivating facts. Ghost tours come with a dash of humor and the tools to detect the spectral residents. Bring an open mind! Suitable for ages 15 and up.
While you are there, you might want to check out the Haunted Traveling Museum and its creepy contents!
Did you know about Sonoma's dark past?! You can explore some of its history on the Sonoma Plaza Ghost Walking Tour. Meet the ghosts of Sonoma as you journey through its captivating and enigmatic history. Encounter the lingering spirits of Native Americans who linger near the Mission and stand on the very ground of a bank robbery gone wrong with its ensuing shoot out. The streets of Sonoma teem with ghostly spirits eager to share their tales. As you step onto the El Camino Real, converse with the spirits near Mission Solano and explore the enigmatic stories of one of California's oldest and most blood-soaked cities. Delve into the tales of those who fought for freedom from Mexico and discover the concealed mysteries hidden beneath the city's historic surface. This is a journey through time you won't forget.
Tricks and Treats at California’s Great America is a relatively new Halloween celebration that promises to be "...packed with fun and family-friendly eeriness. From little goblins to grown-up ghouls, everyone will find ghastly great things to do for Halloween. Plus, [they]’ve got skeleTONS of delicious seasonal treats, drinks and, of course, candy!"
There’s so much to see and do at Tricks and Treats! Explore the Land of Tricks, promising playfully spooky, gross, and weird adventures. Or do you stroll the charming boulevards of the Land of Treats with all the nostalgia of a cozy fall festival. In every Land, witches and warlocks of all ages can enjoy Halloween fun. Solve mysteries, play exciting games, meet quirky characters, and join a costume contest. Get crafty with pumpkin decorating and take home unique souvenirs. Guests are encouraged to come in costume.
The most popular rides are also open during the Halloween event. Families and friends can enjoy live entertainment, from side-splitting game shows to mesmerizing musical performances. Relax and savor the enchanting tales spun by master storytellers, or share a chuckle with a friend.
The Pirates of Emerson Haunted Theme Park is a time-ed entry WALK THRU event for 2023. The attraction is billed as "where your worst nightmares become real. As you enter the Adventure, you enter a world of suspense and terror. The only thing on your mind will be your survival." Children are allowed, but it is not recommended for those under 13 years of age. Also there is a new age limitation. Anyone under 16 years old MUST be accompanied by an Individual 21 or over.
You must purchase tickets online. Tickets are not sold at the event.
The Fear Overload Scream Park is billed as the Bay Area’s scariest and most elaborate haunted house event! The terrifying walk takes you through hair-raising sets, filled with countless scares and trained actors. It's not for the faint hearted. There are two attraction this year:
House of Phobia: In the heart of Frightmare town stood the infamous "House of Phobia," a haunted house unlike any other, with a sinister reputation that lured the curious. As the moon reached its zenith, the gates creaked open, beckoning the brave inside. Each room tailored to exploit individual fears, from claustrophobia to the dread of darkness and heights.
Happy Days Asylum: Tread the line between terror and fascination. Inside, dimly lit hallways revealed faded murals and chilling desolation. Ghostly echoes of screams echoed, and reenacted medical horrors blurred the line between sanity and madness. The haunting experience painted a tapestry of anguish and hopelessness, awakening the patrons' souls to the depths of human suffering.
Note, this attraction is not recommended for children under 12 years old. Tickets may be purchased online. Save on ticket price by purchasing in advance.
It’s that time of the year again! The Autumn tradition is to head out to your favorite pumpkin patch, and pick your perfect pumpkin! Carve it up for Halloween or turn it into pumpkin pie! It’s something that everyone in the family can enjoy. Silicon Valley has many places for you to choose the best pumpkin, and entertain the kids as well. It’s as American as pumpkin – I mean – apple pie!
When it comes to the best pumpkin patches, Half Moon Bay deserves a special mention. After all, Half Moon Bay proudly holds the title of "Pumpkin Capital of the World" and hosts the annual "Half Moon Bay Art & Pumpkin Festival." Don't miss this year's 51st Annual Half Moon Bay Art & Pumpkin Festival taking place on October 14-15, 2023. The fun includes:
You can find the schedule and locations of all activities at the Festival website. This years World Championship Pumpkin Weigh-Off will be held on Monday, Oct 9th.
For more Halloween fun, please check my blogs Spookiest Haunted Attractions in Silicon Valley and Best Trick or Treat Spots in Silicon Valley!
There is so much to do at the Queen's Pumpkin Patch in Saratoga. Ride the cow train or paddle around in their bumper boats. There's also pumpkin painting, a petting zoo, a climbing wall, hamster balls, and a hay maze. Take a hay ride through the pumpkin patch and sunflower fields. Two years ago, they added a giant pumpkin slingshot. A ticket gets you 5 pumpkins to test out your skills!
Admission is $4.
You don't have to travel too far to find your perfect pumpkin. ABC Farms & Pick of the Patch Pumpkins has 19 locations in the Bay Area with seven in the South Bay. Each offers a variety of varied and fun activities for everyone, including “inflatable” amusements for children ages two to 12 years old and beautifully decorated “memory lanes” for taking photos. Visit the haunted house at the original pumpkin patch at Tully and East Capitol Expressway. Besides having a lot of fun, there are plenty of different varieties of pumpkins to choose from.
Admission is free to the pumpkin patches, however, there is a charge for some amusements, as well as food and drinks. Check their website for a complete list of locations and hours. Some locations offer pumpkin delivery. ABC Farms is family owned and operated.
San Carlos: 900 Block NE El Camino Real, 94070
San Mateo: 1801 S. Delaware St. at Concar Dr., 94402
Burlingame: 1810 El Camino Real at Trousdale Drive, 94010
Fremont: 4020 Fremont Hub (corner of Fremont Blvd at Mowry Ave), 94538
Santa Clara: 2610 El Camino Real at Moonlite Center Shopping Center, 95051
Santa Clara: 3590 Benton Street @ Lawrence Expressway, 95051
San Jose: 1832 Hillsdale Ave (In front of Big Lots), 95124
San Jose: 2310 Canoas Garden Ave, 95125
San Jose: 605 Blossom Hill Road, 95123
San Jose: Tully Road at Eastridge Way, 2200 Eastridge Loop, 95122
San Jose: 450 N Capitol Avenue, 95133
San Lorenzo: Hesperian Blvd at Paseo Grande, 94580
Spina Farms is located in Coyote Valley between San Jose and Morgan Hill, and hosts one of the largest pumpkin patches in the Bay Area. Select your pumpkins from over 25 unique varieties. Tour the pumpkin patch on the new Spina Pumpkin Express Train, or explore the Sunflower fields on an old-fashioned hay ride! There's even a barrel ride for your "little pumpkins". If that’s not enough, get lost in the corn maze and launch pumpkins from giant cannons! Food and drinks are available for purchase. Parking is free M-TH, and $10 FRI, SAT & SUN. No dogs allowed.
The family-owned and operated Webb Ranch has a 30-acre pumpkin patch featuring more than 20 varieties of organic pumpkins. Open 7 days a week with additional activities on the weekend, including a hay ride, train ride, corn maze, petting zoo, and reptile exhibit. New this year are the Haunted House inside the corn maze and a farm-themed obstacle course. For the activities, you must purchase an activity pass online before arriving at the farm as attendance is limited. No activity pass is required for just pumpkin picking. No dogs allowed.
Established in 1932, the Arata Pumpkin Farm is the oldest working pumpkin farm in Silicon Valley, and has something for everyone! Challenge yourself in their two-acre Minotaur’s Labyrinth hay maze. Scare yourself silly in their haunted barn. Or enjoy a hay ride. There are picnic areas throughout the farm, for when you want to relax and refuel. Lots of things for kids: Play Land playground with a miniature version of a hay maze, a train ride, guided pony rides and petting zoo! Bring your dog!
There’s lots of fun to be had at Lemos Farm! Pick your pumpkins from an amazing pumpkin patch. Enjoy pony rides, train rides, a petting zoo, bounce houses, Goat Yoga, and more. Enjoy pumpkin ice cream on the ghost train, or dig into pumpkin pie on one of their hay rides. In October the farm converts into a Halloween extravaganza. No wonder it’s considered a Halloween tradition! There is a live band and lots of Halloween-themed activities. Purchase an admission pass prior to your visit to the farm so as not to be disappointed. There are also a limited amount of tickets at the entrance for walk-ins.
Farmer John’s Pumpkin Farm is located on a working farm where you can learn everything you wanted to know about pumpkins directly from Farmer John. If all you want is pumpkins without all the other activities, this is the place for you. You will find more than 60 varieties of pumpkins and squash, including their Atlantic Giant, which can weigh anywhere from 250 and 500 pounds! Farmer John's sells pumpkin seeds for the green thumb to plant in their own backyard. Take your camera for the many photo opportunities, including the giant pumpkin display, authentic Native American Teepee, vintage tractor and rolling fields of pumpkins. Dogs are welcome on the farm.
Due to wildfire risks in California and an increase in construction costs, insurance companies are forgoing the issuance of new policies, increasing premiums, and making finding and maintaining coverage in many areas of the state more difficult than ever.
California's largest homeowner insurance provider, State Farm, made national headlines when it announced its decision to discontinue issuing new property insurance policies in California, effective from May 27, 2023. In a press release dated May 26, State Farm attributed its withdrawal to "historic increases in construction costs outpacing inflation, rapidly expanding catastrophe exposure, and a challenging reinsurance market."
This decision was followed by a similar announcement by another major provider Allstate Corp in June. Notably, Allstate had already quietly suspended the introduction of new property coverage in California during the previous year, but made it public only this summer.
There are still a wide range of companies writing policies in California. However, those willing to write new policies in higher risk areas are declining. With the departure of State Farm and Allstate, homeowners residing in more high-risk areas may have no other option than to purchase policies under the FAIR plan, which provides basic fire insurance coverage for properties in high-risk areas. FAIR plan policies are seen as a “last resort” option when traditional insurance coverage is not available.
Given the anticipation of premium increases by many companies in the coming year, it is prudent for homeowners, even those not affected by an insurer's departure, to periodically compare home insurance quotes to ensure they are not overpaying. This is especially relevant for residents of states susceptible to natural disasters, such as California, as insurers are more likely to adjust premiums regularly due to the heightened risk factors.
The California Association of Realtors® has information and resources for those who are affected by these recent developments. Here are some of the tips from their website:
If your insurance company is not going to renew the policy on your home, they must notify you in writing at least 45 days before the expiration date. If you didn’t receive the proper notice, contact the California Department of Insurance (DOI) at 1-800-927-HELP or online at www.insurance.ca.gov. Check to see if your policy has a guaranteed renewal provision.
You may also be entitled to a renewal under laws applicable to homes that are lost in a declared disaster. California recently enacted a consumer protection law that provides temporary relief for some homeowners. In the aftermath of a wildfire and a subsequent state of emergency declaration by the governor, residents residing in ZIP codes near or within the affected area can retain their homeowners insurance. The law imposes a one-year moratorium on the cancellation or non-renewal of these policies following the emergency declaration. For more guidance on protections following a wildfire, visit the DOI’s Top Ten Tips for Wildfire Claimants. The DOI provides an online service on their website that makes it easy to find out if your ZIP code is included in the latest moratorium by entering your ZIP and the name of the fire.
Finally, it's important to note that insurance companies cannot terminate existing home insurance policies midterm, except in instances of unpaid premiums or fraudulent activities.
If you receive notice of a rate increase or non-renewal, get in touch with your insurance company ASAP to see if there are any specific steps you could take to mitigate your risk—such as fire-hardening your home—to change the company’s decision. If you think the non-renewal notice was unfair, you may file a complaint with the DOI. But don’t delay your search for a new insurer. Do everything you can do at your property to mitigate fire risk then start shopping for coverage.
Filling out applications and getting quotes from different insurance companies takes time. It can be worth paying an experienced professional a reasonable commission and/or fee to find you the right policy and company to suit your specific or specialized needs. The DOI has an online tool Home Insurance Finder to help you find insurance agents and brokers near you, or check the the FAIR Plan’s Find a Broker tool.
Keep in mind there are different kinds of agents. Some are “captive” which means they can only offer you one insurance company’s products. “Independent” agents and brokers represent multiple insurance carriers and can offer you a broader range of insurance products and coverage options.
Before choosing an agent, make sure to seek out personal recommendations, online reviews, and obtain background information, such as the broker’s license status and any complaints or disciplinary action from the DOI, which keeps track of registered insurance companies, agents, and brokers doing business in the state. Some questions to ask when working with a broker or agent are:
For more tips on picking the right insurance broker for you, visit United Policyholder.
Admitted insurance companies are backed by the California Insurance Guarantee Association (CIGA), which provides protection if the carrier becomes insolvent. Check the Residential Insurance Contact List on the DOI website for a list of admitted insurance companies.
Before selecting a policy, make sure it will cover the likely cost to rebuild your home in compliance with current building codes. Consider insuring your property for replacement cost value, not just depreciated, actual cash value.
If you have any questions, ask your insurance agent. For example: Will the policy cover the cost of rebuilding your home to its pre-loss condition? Does it cover demolition and debris removal? Is there a coverage limit on temporary rent and expenses while the home is being repaired? What causes of loss are not covered?
Surplus lines (aka “non-admitted” ) carriers do not have CIGA protection, but they often have more flexible offerings and may be the best solution for your particular situation. Just make sure to investigate the overall financial strength of the company by checking its risk profile with the insurance rating company A.M. Best at www.ambest.com or a similar service that monitors the financial strength and creditworthiness of insurance companies. These ratings are crucial for insurance consumers, as they can help assess the likelihood of an insurer being able to meet their obligations to their policyholders..
If you’re out of options, contact California FAIR Plan at 1-800-339-4099. The California Fair Access to Insurance Requirements (FAIR) Plan provides basic fire insurance coverage for properties in high-risk areas as a “last resort” option when traditional insurance coverage is not available. A FAIR Plan policy offers protection from risk of fire and will satisfy a mortgage company’s requirement that your home be insured, but it doesn’t cover theft, flood, earthquake, hail, vandalism, or personal liability. Also, a FAIR Plan policy can be expensive, and since it only covers certain losses by fire and smoke so you will need to buy Differences in Conditions (DIC) insurance to cover other perils such as theft and liability.
For more information in navigating your insurance options, download our helpful How-To guides.
Many resources exist that are designed to help you make informed decisions when dealing with insurance. The California Department of Insurance website contain a wealth of insurance knowledge and guidance and the Department of Insurance Customer Hotline (1-800-927-4357) connects clients directly to dedicated insurance experts ready to provide support when needed. United Policyholders, a nonprofit that provides insurance information and resources, can help you find insurance in high-risk areas. The association also offers a free webinar titled, "Keeping your home protected when insurance options are limited and expensive" on its website. In addition, a good insurance broker can help guide you in your search. Especially given the challenging conditions of the market, an experienced broker will have the know-how and background to help homebuyers find a policy with adequate coverage at a reasonable price. For help finding a broker, visit the United Policyholder’s online guidance, California Department of Insurance’s Home Insurance Finder or use the FAIR Plan’s Find a Broker tool.
We’re not just here to help you buy and sell real estate. We want to be a resource to our clients and community through good times and bad. If you and your family are in need of assistance, please reach out and let us know how we can help.
The information provided herein are for informational purposes only and not a substitute for legal advice. Your decision to select and contact an insurance provider should be based on your independent evaluation and in your sole discretion. Please visit the Department of Insurance and United Policyholders for further guidance.
When it comes to selling a home, there are two rules: price it well, and make it look amazing. If you are not convinced that home staging matters, just take a scroll at the properties for sale in your area. You will quickly see that today’s buyer is flooded with options. To make sure you present the most appealing option to the buyer pool, the importance of home staging cannot be underestimated.
Staging is the process of making your home look its best and appeal to potential buyers, and it can be a game changer. According to the National Association of REALTORS® report 2023 Profile of Home Staging, staged homes spend and average of 73% less time on the market compared to those without staging. Even better, buyers are willing to spend 1% to 5% over asking price for a staged home.
Some sellers hire a professional stager who may bring in furniture and decor to increase the home’s appeal. It doesn't come cheap. The size of your home and the scope of the project play a major role in determining the total cost. However, in general, professional stagers charge $300 to $600 for an initial design consultation, and $500 to $600 per month for each staged room.
If you list with us, home staging is a free service we offer to all of our clients. My team and I are committed to selling your home quickly and for the best possible possible price, and home staging is an critical part of achieving that goal! —Nancy Dinshaw
Here are nine home staging tips that can quickly enhance the beauty of a listing and move it off the market fast and at top dollar.
If they are not liking what they see from their car, buyers are more likely to be put off by a home before even setting foot in it. Create a great first impression by power-washing siding, walkways, and windows, and repainting or staining the deck. Spring is also the time to think about mowing the lawn and planting flowers. Go the extra mile by considering a new front door and doormat, as well as a potted plant on the porch.
One of the most inexpensive ways of ensuring a home looks its best is by giving it a deep cleaning. Dust the furniture, polish the floors, and shine the windows (inside and out) for a put-together look. Actually move your furniture to vacuum behind and under it. Hate cleaning your home? There are professional cleaning crews that can do the one-time deep clean, and even come regularly while your home is on the market.
Home staging is the perfect time to handle the small details that keep the space from looking just right. Set aside time for removing any scuffs and holes from the walls and handling paint touch-ups. A fresh coat of neutral-toned paint goes a long way to brightening your home. Buyers are turned off by shag or worn carpeting—replace it if you can, clean it if you can’t. Revamp a tired kitchen with an inexpensive new countertop, cabinet doors, or fresh cabinet hardware.
Buyers seek imperfections as leverage for negotiating a reduced sale price. Even if crack in the ceiling plaster lacks structural impact, it could trigger buyer concerns about potential hidden flaws. Address any and all issues, no matter how minor. Get out your toolbox and start fixing.
This shows buyers that they have put the proper care into maintaining the property. The less hassle buyers envision themselves having to deal with, the more open they will be to the purchase.
Buyers continue to be drawn to airy aesthetics, so take a moment to declutter the home from any unnecessary furniture. Clear floors and surfaces to create the feeling of more space, and tidy up closets, leaving 20% to 30% of open room and adequate storage. Storage is a top priority for buyers, and allowing them to visualize their options within the space will get a strong thumbs up.
The essentials of home staging – keep things clean, comfortable, contemporary, and fresh. Choose a few large and colorful focal points. Darker homes can benefit from materials like chrome, silver, and crystal that give the illusion of space and light. A fresh bouquet of flowers can bring the space to life.
Contemporary includes boldness. Monochromatics are always in, but a bold cobalt blue or dark purple adds a touch of personality. Another way to infuse a wave of modern into the home is by pairing classic elements of design like scallops and natural fiber rugs with contemporary pieces of art and minimalistic furniture.
While the entire presentation is important, when it comes to buyers’ decision-making process, some areas weigh more than others. According to the Profile of Home Staging report, the top three most important rooms for buyers are the living room, followed closely by the master bedroom and kitchen. In preparing the space, these are the rooms you should focus your time and investments on.
If you were using the guest room as your gym, it's time to take the exercise equipment out and put a bed back in. Put a table and chairs in an eat-in kitchen. Get the home office equipment and filing cabinets out of your little-used dining room and set the table as if you're expecting company.
It’s also important to consider what buyers in your neighborhood are likely to be looking for in a home. For example, in neighborhoods where a large share of residents work from home, it may be effective to stage one room as an office space so potential buyers can envision their day-to-day routine.
One important step to help potential homebuyers visualize themselves in the space: This means removing your mark on the home. The home itself should infuse a feeling of novelty and possibility into the buyer. They should be able to imagine their future in the space, without getting pulled into someone else’s present.
Home staging is a primarily visual endeavor, but there can and should be room to engage the other senses. Create an experience for your viewers by focusing on freshness. Adding a few healthy plants will not only be aesthetically pleasing, but will infuse a sense of cleanliness into the air. Also take care of any lingering odors, and give the space a pleasant scent by enlisting the help of subtle essential oils, reed diffusers, or a small scented plug-in.
YOUR AGENT AND ADVOCATE
Selling a home in a fast-changing market can be stressful. You’re likely to get all sorts of advice and opinions from people in your life, and decisions like what color to paint your front door or how much to list your home for can be overwhelming.
That’s where I come in. The market may be adjusting, but it’s still highly advantageous for sellers—and I'm here to help you make the most of it. I know what steps you need to take for a smooth, profitable transaction.
If you’re considering buying or selling a home, I invite you to reach out to schedule a free consultation. I'm happy to talk through your specific situation and goals and help you identify your next steps.
